Original Medicare covers an extremely broad range of medical services, and for people who are healthy or have moderate medical conditions, the costs to an individual are relatively low. However, if you were to get very sick, the out-of-pocket costs could be devastating for all but the wealthiest individuals. For this reason, we always recommend that Medicare recipients choose health and drug insurance.

Until recently, coverage beyond Original Medicare was too expensive for many people.  Fortunately, with the expansion of Medicare Advantage plans, many people who could not afford the more expensive Medigap insurance are now able to afford excellent coverage. For free help navigating Medicare and choosing an insurance policy that meets your needs, click here or call us at 1-800-236-4613.